1. Your Spending. Spending too much? Most Americans do. Take a good look at your monthly outflow of cash and trim where you can. But, don’t be so cheap that you're cutting out birthday gifts or being rude at occasions. Remember, we are not taking our money with us!
5. Your Children. Making certain that your children are balanced people and that they give and take, study and enjoy, watch TV and read.
6. Your Meals. Too many carbs and not enough healthy fats, or too much fat and not enough carbs. There is really nothing wrong with a little junk food once in a while, but there is definitely something wrong with junk food all the time.
7. Your Net Worth. This is a balance sheet: Your assets – Liabilities = Net WorthThe formula always balances out, but it should be calculated from time to time. Ideally, you'd see an increase in your net worth each year.
8. Your Relationships. Do your friends drain you? Do you drain them? Good friendships are balanced, thought provoking, informative, enjoyable and a little challenging.
9. The Tires on your Car! Too many people miss this one! It can save you thousands in gasoline over the course of your life and make you a little safer too.
10. Your Goals. They shouldn’t be too hard and impossible, but yet challenging enough to excite and stretch you.
11. Education and Action. Too much action without education can lead to major mistakes and pitfalls. Not enough action on things we learn can be lost education. You either use it, or lose it, when it comes to education.
12. Positives and Negatives. Too much positive feedback can kill us, we need some negative feedback too (constructive analysis/criticism). If you are not getting negative feedback, ask more people to critique your work.
13. Your Portfolio. A balance between stocks and bonds, and then rebalancing as you age is a must to meeting your life long financial goals.
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