Sunday, April 12, 2009

Put a balance in your life...

Here are the 13 Things You Must Balance in Your Life!
It’s not easy to stay balanced. Admittedly, it's very easy to get into this state. A typical person goes through a very similar routine every day: wake up, eat, work, eat, over. If you don't work in a little time to at least think about the varying aspects of your life, it's incredibly simple to lose balance. Give these 13 points a little consideration. Nothing serious..Just to add a little fun in your life.

1. Your Spending. Spending too much? Most Americans do. Take a good look at your monthly outflow of cash and trim where you can. But, don’t be so cheap that you're cutting out birthday gifts or being rude at occasions. Remember, we are not taking our money with us!
2. Your Time. This is not always easy and even the best of us work too much and don’t stop and smell the roses. Unfortunately your time is a limited resource. Seek balance!
3. Your Diet. No breakfast and a big dinner - that’s the way a lot of people eat and the opposite is usually a lot better for you! Big Breakfast and small dinner is a better balance for most of us.
4. Your Checkbook. Little deliberate actions really add up (pardon the pun) when it comes to mastering your personal finances. Does your checkbook match what the bank says?

5. Your Children. Making certain that your children are balanced people and that they give and take, study and enjoy, watch TV and read.

6. Your Meals. Too many carbs and not enough healthy fats, or too much fat and not enough carbs. There is really nothing wrong with a little junk food once in a while, but there is definitely something wrong with junk food all the time.

7. Your Net Worth. This is a balance sheet: Your assets – Liabilities = Net WorthThe formula always balances out, but it should be calculated from time to time. Ideally, you'd see an increase in your net worth each year.

8. Your Relationships. Do your friends drain you? Do you drain them? Good friendships are balanced, thought provoking, informative, enjoyable and a little challenging.

9. The Tires on your Car! Too many people miss this one! It can save you thousands in gasoline over the course of your life and make you a little safer too.

10. Your Goals. They shouldn’t be too hard and impossible, but yet challenging enough to excite and stretch you.

11. Education and Action. Too much action without education can lead to major mistakes and pitfalls. Not enough action on things we learn can be lost education. You either use it, or lose it, when it comes to education.

12. Positives and Negatives. Too much positive feedback can kill us, we need some negative feedback too (constructive analysis/criticism). If you are not getting negative feedback, ask more people to critique your work.

13. Your Portfolio. A balance between stocks and bonds, and then rebalancing as you age is a must to meeting your life long financial goals.

(source from here - images from here)

No comments: